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What is Enhanced?


New! Cruise Journey Curtailment

If, during the Period of Insurance, while You are on a Cruise and You miss port connections as the direct and necessary result of any Specified Cause (as defined in Section 21), We will indemnify You in respect of Curtailment Expenses incurred up to the maximum sum insured specified in the Benefit Schedule subject to the terms and conditions of this Policy.

New! Journey Cancellation due to involuntary loss of employment

Post Journey Medical Expenses is included.
If, during the Period of Insurance, while You are on a Journey, You sustain Accidental Injury or Sickness and: You have not been treated by Doctor or Dentist or Alternative Medical Physician Overseas, You may seek medical treatment from a Doctor or Dentist or Alternative Medical Physician in Singapore within forty-eight (48) consecutive hours from the time of Your return to Singapore, and We will reimburse You for the Medical Expense and/or Dental Expenses and/or Alternative Medical Expenses incurred within thirty-one (31) consecutive days from the date of Your return to Singapore. We will reimburse up to the maximum sum insured specified in the Benefit Schedule based on Your selected plan for Medical Expenses and/or Dental Expenses and/or Alternative Medical Expenses necessarily incurred in Singapore, subject to the terms and conditions of this Policy.

What is covered by:

Select your plan coverage:

Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wordings.

Important Notes

  1. *Basic plan is only applicable for Journeys to and from Malaysia, Batam Island and Bintan Island under Single Trip Policy.
  2. The amounts listed above are the maximum coverage payable for each Benefit.
  3. All Benefit items are on reimbursement basis where you will reimbursed for the expenses, incurred except for Benefit items 1, 2, 3, 10, 11, 14, 26, 27, 28, 31, 34, 35 and 36.
  4. Pre-existing Condition(s) will not be covered.
  5. For Annual Multi-Trip Policy, maximum of 90 days per Journey.
  6. Please refer to the Policy Wording for the full terms, conditions and exclusions.
  7. In witness whereof the Company has caused this Policy to be executed on and to commence on the Effective Date as stated in the Benefit Schedule provided that this Policy shall not be binding on the Company unless the Benefit Schedule is signed by an authorised representative of the Company.

Policy Owners' Protection Scheme

This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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