What is Enhanced?

Post Journey Medical Expenses is included.

If, during the Period of Insurance, while You are on a Journey, You sustain Accidental Injury or Sickness and You have not been treated by Doctor or Chinese Doctor in Overseas, You may seek medical treatment from a Doctor or Chinese Doctor in Singapore within twenty-four (24) consecutive hours from the time of Your return to Singapore. We will reimburse You for such medical expenses or Traditional Chinese Medical Expenses necessarily incurred in Singapore, up to the maximum sum insured specified in the Benefit Schedule subject to the terms and conditions of this Policy.

Overseas Medical Expenses due to COVID-19 is included.

If, during the Period of Insurance, whilst You are on a Journey, You are necessarily and reasonably Confined in a Hospital or other Temporary Medical & Quarantine Facility as a direct result of COVID-19 as diagnosed by a Physician who is directly treating, testing or, attending to the Insured Person’s medical circumstances, We will cover You in respect of such Medical Expenses upon notification to Chubb Assistance for hospitalisation and medical arrangement up to the maximum Benefit specified in the Benefit Schedule, subject to the terms and conditions of this Policy.

What is covered by my insurance?

You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. We provide clear facts about the benefits and options so you can decide. Here are highlights of the included Benefits.

Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Wordings.

Important Notes

1. *Basic plan is only applicable for Journeys to and from Malaysia, Batam Island and Bintan Island under Single Trip Policy.
2. The amounts listed above are the maximum coverage payable for each Benefit.
3. All Benefit items are on reimbursement basis where you will reimbursed for the expenses, incurred except for Benefit items 1, 2, 3, 10, 11, 14, 26, 27, 28, 31, 34, 35, 36, 43C and 43D.
4. Pre-existing Condition(s) will not be covered.
5. For Annual Multi-Trip Policy, maximum of 90 days per Journey.
6. Please refer to the Policy Wording for the full terms, conditions and exclusions.
7. In witness whereof the Company has caused this Policy to be executed on and to commence on the Effective Date as stated in the Benefit Schedule provided that this Policy shall not be binding on the Company unless the Benefit Schedule is signed by an authorised representative of the Company.

Policy Owners' Protection Scheme

This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).